Consumer Financial Protection Bureau (CFPB) Origination Issues
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The CFPB administers and enforces the most significant rules governing the mortgage market. It is charged both with regulating the consumer financial legal landscape and promoting consumer financial opportunities. MBA supports both of the Bureau’s
statutory mandates and advocates for improvements and clarifying interpretations on the QM rule, the Loan Originator compensation rule, RESPA servicing rule, TRID, ECOA, and the other key statutes under the Bureau’s authority. We also work to ensure
that the Bureau lays out clear rules of the road to follow rather than try to use enforcement actions to outline industry responsibilities.
Recent MBA Activity Related to Consumer Financial Protection Bureau (CFPB) Issues
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MBA Letter to the House Financial Services Committee on the ANS to H.R. 2798, the CFPB Transparency and Accountability Reform Act
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MBA Letter to CFPB on Fees RFI
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Joint Trades Response to CFPB Fees RFI CFPB
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MBA Letter to CFPB on HMDA RFI
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Joint Letter to CFPB on Small Business Lending Data Collection
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MBA Letter to CFPB, OCC, FDIC, NCUA, Federal Reserve on Artificial Intelligence
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Joint Letter to OCC, SEC, FHFA, FDIC, HUD, Federal Reserve Board on QRM Review and Credit Risk Retention
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MBA Letter to CFPB on FDCPA
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Joint Letter to CFPB on Regulation X
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MBA Letter to CFPB on General QM Rule
Related MBA Events
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School of Mortgage Banking I: July 2024: Washington D.C.
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School of Mortgage Banking II: July 2024: Washington D.C.
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Adding Reverse Mortgages to Your Business Line: The Roadmap
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FHA Section 232 Underwriter Virtual Training Program: 2024
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Rethink Everything: You “Know” To Be A Next Gen Loan Officer – A Deeper Dive With the Writers & Experts Webinar Series: Advocacy
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School of Mortgage Banking I: August 2024: Online
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Commercial Real Estate Basics: Underwriting Retail and Valuation: August 2024
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School of Multifamily Mortgage Banking: August 2024: Washington D.C.
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What Value Will AI Bring to the Mortgage Industry?
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Adding Reverse Mortgages to Your Business Line: Regulatory/Compliance Considerations
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