Predatory Lending Resource Center


Predatory lending is defined as intentionally placing consumers in loan products with significantly worse terms and/or higher costs than loans offered to similarly qualified consumers in the region for the primary purpose of enriching the originator and with little or no regard for the costs to the consumer.

Lender Resources

Conforming Loan Limits

FHA/HUD: Mortgagee Letters, FHA Mortgage Limits, Forms

Veterans Administration: Circulars

Fannie Mae: Guide Announcements, Lender Letters

Freddie Mac: Seller/Servicer Bulletins, Guide Forms

Ginnie Mae: APMs, MPMs, MBS Guide, MIP#s

Non-Agency: Reg AB




MBA Members Endorse these Best Practices
These standards are meant to serve as guidelines by which our members will meet their business goals and objectives while providing fair and equitable treatment to consumers. Click Here »
Mortgage Action Alliance
Mortgage Action Alliance (MAA)
Empower yourself with the political skills necessary to advocate issues affecting your bottom-line and the real estate finance industry.