Model Loan Seller/Servicer Agreement


As part of its effort to increase liquidity and efficiency in the non-conforming residential mortgage market, the Mortgage Bankers Association (MBA) has developed model whole loan purchase and sale agreements. It is hoped the form agreements will become the standard forms for industry participants to use voluntarily for whole loan purchases and sales, made with an eye toward potential securitization. The agreements provide standard formatting and text for standard practices, reducing the time, effort, and cost of legal and due diligence reviews. The agreements also include standard formats for transaction-specific terms. MBA developed two versions of the agreement -- one version for individual loan transactions, and another version for flow purchase transactions. The agreements will be updated periodically as industry needs evolve. Updates will be identified and archived for ease of use.

Please download agreements below:

MBA Form Mortgage Loan Sale and Servicing Agreement
MBA Form Flow Mortgage Loan Sale and Servicing Agreement

Questions may be directed to Michael Carrier, Associate Vice President of Secondary and Capital Markets, at (202) 557-2870 or mcarrier@mortgagebankers.org.




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