Understand the Foreclosure and Mortgage Securitization Processes


MBA's Foreclosure Process Resource Center is the place for valuable information necessary to understand the foreclosure and mortgage securitization processes. It also addresses the foreclosure process as it relates to electronic mortgage registrations.

Please email any comments or questions to foreclosures@mba.org.

Information and Resources on the Foreclosure Process

From MBA
Judicial Versus Non-Judicial Foreclosure Chart and Description »
Understanding the Foreclosure Paperwork Situation »
(with the Housing Policy Council)
Mandatory Foreclosure Moratorium Issue Brief (Federal) »
Mandatory Foreclosure Moratorium Issue Brief (State) »
Government Resources
Administration Fact Sheet:
Federal Government Efforts to Support Accountability, Stability, and Clarity in the Housing Market »
Industry Resources
SNR Detention:
Commentary on Transfers of Mortgage Loans to RMBS Securitization Trusts »
American Banker article, with Karen Gelernt of Cadwalader, Wickersham & Taft:
Title Transfer Law 101 »
American Securitization Forum White Paper:
Transfer and Assignment of Residential Morgage Loans in the Secondary Mortgage Market »


Information and Resources on Electronic Mortgage Registrations

From MBA
Role of Electronic Mortgage Registrations »
Industry Resources
Recent information from MERS:
Statement from R.K. Arnold, President and CEO of MERSCORP, Inc., »
Facts about MERS »
MERS in the foreclosure process »
K&L Gates:
Loan Holders are from Venus and Plaintiffs are from MERS »
(a Mortgage Banking & Consumer Financial Products alert)



Mortgage Action Alliance
Mortgage Action Alliance (MAA)
Empower yourself with the political skills necessary to advocate issues affecting your bottom-line and the real estate finance industry.
Why Others Are Against Foreclosure Moratorium
National Association of Realtors (NAR): Letter to HUD, FHFA an Treasury on the Foreclosure Process »

Third Way: The Case Against a Foreclosure Moratorium »

Washington Post Editorial: How Not to Help Homeowners »