Officers


The 2013-2014 Mortgage Bankers Association Officers are E.J. Burke, Chairman; Bill Cosgrove, CMB, Chairman-Elect; Bill Emerson, Vice Chairman and David H. Stevens, President and Chief Executive Officer.


Chairman

E.J. Burke
Chairman
Mortgage Bankers Association

E.J. Burke, Chairman of the Mortgage Bankers Association, is Co- President of Key Community Bank. In this role, EJ is responsible for Key’s Commercial Banking and Private Banking segments in its 14 state Community Banking organzation.

Previously, E.J. served as Executive Vice President and Group Head of KeyBank Real Estate Capital Markets for Key where he was responsible for all off-balance sheet capital markets, activities, including mezzanine, equity commercial mortgage-backed securities (CMBS), Agency and Life Company products. He also served as managing director of Key’s Commercial Mortgage Division. Under E.J.’s leadership, Key’s CMBS program grew to become a top-5 bank conduit and one of the largest commercial mortgage loan servicers in the United States.

Detailed Bio


Chairman-Elect

Bill Cosgrove, CMB
Chairman-Elect
Mortgage Bankers Association

Bill Cosgrove, Chairman-Elect of the Mortgage Bankers Association, is the Chief Executive Officer of Union Home Mortgage Corp., headquartered in Strongsville, Ohio. After joining what was then Union National Mortgage Co. in 1994, Mr. Cosgrove was named company president just three years later. He then went on to purchase Union National in 1999. Union Home Mortgage will close over $1.2 billion in lending this year.

In 2007-2008, Bill served as President of the Ohio Mortgage Bankers Association. He serves on the MBA Board of Directors, is Chairman of MBA’s Diversity Committee, and has served on MBA’s Residential Board of Governors (RESBOG) and the RESBOG Steering Committee. From 2008 to 2010, he was the Chairman of MBA’s Mortgage Bankers Political Action Committee (MORPAC), where he led efforts in raising $1.1 million dollars for industry activism. In 2011, he was awarded the MBA’s Burton C. Wood National Legislative Service Award for his legislative efforts on behalf of the mortgage banking industry. He has also served as Chairman of MBA’s GSE Repurchase Request Task Force and was Co-Chairman of the Loan Originator Qualification Task Force.

Bill’s mortgage banking career began in 1986 as a residential loan officer.

Detailed Bio


Vice Chairman

Bill Emerson
Vice Chairman
Mortgage Bankers Association

Bill Emerson is chief executive officer of Quicken Loans, Inc., the nation’s largest online home loan lender and third largest retail mortgage lender. Bill is responsible for the leadership and growth of Quicken Loans.

Bill joined the company in 1993 as a mortgage banker. His passion and commitment for learning and growing, and his zeal for taking care of clients, helped him take on many roles at the company.

In February of 2002, Emerson was promoted to CEO.

Bill is an active spokesperson on the housing industry and has testified before the United States Senate Committee on Banking, Housing, and Urban Affairs. For the 2014 membership year, Bill will serve as the Vice Chair of the Mortgage Bankers Association. Bill is also a member of the Financial Services Roundtable’s Housing Policy Council and is a member of the HPC’s executive council.

Detailed Bio